America’s Health/ Medical Care: Some Alternatives/ Options

For nearly a decade, politicians have seemingly, buried their heads, in the sand, and considered this nation’s approach to treating the health, and well – being of our citizens, and responded with bipartisan, politics – as – usual! Wouldn’t we be better served, if the response of some, was not, merely, articulating a message, about so – called, socialism, etc? It seems, many Republican opponents, to the Affordable Care Act, spent a disproportionate amount of time, merely opposing that law, rather than fixing its flaws, etc. While that law, certainly needs, tweaking, it attempted to address the fact, the richest country in the world (the United States of America), did not come, even close, to the best statistics, regarding morbidity, mortality, infant survival, and other, health – related items, as well as having the most expensive costs, for prescription drugs, in the world. Why are we, the only place, where citizens go bankrupt, trying to pay their medical bills? Why do we pay, so much more, for prescription drugs, than others pay for the exact medications? With that in mind, this article will attempt to consider, review, examine, and discuss, some of the alternatives, we might adopt, to improve upon, what we currently have.

1. The pre – ACA, status quo: Why was the Affordable Care Act, passed, during the early part of the Obama administration? What was its intent? Why was it needed? Prior to enactment, health care, in this nation, was often about, the haves, and have – nots! More and more, health insurance companies, appeared to be, wagging the dog, instead of health professionals! Individuals with pre – existing conditions were often, denied coverage, rates often accelerated, as we aged, and every year, quality medical/ health insurance, became more, and more expensive! Many millions had no, or very limited insurance coverage, and we often witnessed, people being forced to choose between quality care, and eating! Those supporting the act, seemed to believe, our citizens needed, and deserved, better care, and, quality treatment/ care. For many, they felt, medical/ health care, should be, a right and guarantee, rather than a possibility, only for the richest!

2. ACA passage: When the act, was passed, it was largely among party lines, and at the time, Democrats were the majority party. While the basic intent of the legislation, was well – intended, because of the nature of our political system, it was somewhat flawed, and many ramifications and contingencies, were not fully considered, etc. The costs did not decrease, as promoted, and while, they probably increased at a slower pace, it still hurt many of us! Instead of improving the details, and fixing it, properly, the Republicans devoted their time, and energy, to constantly, trying to repeal it, but, without offering any viable alternatives, and/ or solutions, to solve the challenges.

3. The Trump alternative/ strategy: When Donald Trump, ran for President, he articulated a message, declaring, he would fix the health care system, and it would be better, and less expensive. He promised, it would be easy, and created a slogan, Repeal and replace, as if, he had the secret formula! Rather than admitting the plan, his supporters proposed, was different, but worse, and was defeated, he reverted to his customary, blaming and complaining, and settled for subtle ways, to destroy it. One of these steps, was having the mandatory coverage, eliminated, which, made everyone’s insurance, more expensive, Another was reducing/ eliminating, subsidies, for the neediest, and creating an Affordable Care, alternative system. The ramifications of these steps, was hurting, rather than helping! Now, Trump’s Justice Department, is supporting, legal actions, to declare the entire act, unconstitutional, without seeming to realistically, consider, the potential negative ramifications, if they get, what they seek. It seems, a lot like, someone, who kills both his parents, and pleads for mercy, because he was an orphan!

4. Proposed Medicare – for – All: While, to some, this seems wonderful, the overall analysis, appears to be, over – simplified! Medicare, itself, is a flawed system, which taxpayers, contribute to, throughout their working lives, and, still requires over $1,600 additional contribution, per year, after we turn 65. In addition, it only covers about 80% of the Part B, part, and the supplemental insurance, which completely covers, most of these expenses, now costs over $3,600 per year. Even after these expenses, one needs, either additional policy, for a prescription plan, or, risks extreme, out – of – pocket costs. One further consideration is, believing doctors, will accept these reduced Medicare rates, for their entire patient base. Doesn’t it make sense, to tweak, and improve, rather than trying to re – invent, the wheel?

Is quality care, a right or a privilege? If, like most Americans (based on many polls), you feel it’s a right, demand your elected officials proceed, accordingly, rather than, in a politics – as – usual, manner!

Critical Knowledge For Those Interested To Work in Medical Billing and Coding

The medical care industry is continuously growing and there’s no sign of it slowing down soon. The growth can also be seen on the allied health care services closely tied up to medicine.

The reason for this growth is the continued demand for medical care. It was further fueled in the past decade by the fact that the world population is aging and is therefore requiring more health care services.

Based on this knowledge we can easily see that one of the best industries to start a career is in medical care. With its continued growth this industry promises a stable career as well as possible fulfillment knowing that if you are a professional in this field, you are helping directly in making people’s lives better.

However, it’s not a secret as well that the traditional ways of obtaining a job in the medical industry isn’t easy nor expensive. It takes years and a lot of money to study for a health care career especially if you are working on the clinical side.

The good news is that there’s another side to the medical industry where accountants, programmers, encoders, and people from other professions can go into. That is the administrative side of the medical care industry.

Though the clinical side of health care is the hearth of this industry, allied services are also required to keep the medical care system working. Accountants, marketers, purchasers, stock room custodians, computer programmers, encoders, transcribers, and back office staff are also needed in the administrative side of the health care system.

So if you are thinking of starting a career in the medical care system but you don’t have the money to invest for a profession in the clinical side of things, you can study for one of the allied health care services. One of the fields you can go into is medical billing and coding.

Medical billing and coding is the part of the administrative side of medical care that deals with the revenue cycle. Medical billers and coders are the people that process the health insurance information of patients, the services rendered to patients and finally make sure that claims for services rendered to insured patients are submitted and settlements are received.

Though working on the administrative side of health care that particularly deals with the health insurance system, the medical billers and coders are still adept in the theoretical knowledge of medicine. Medical billers and coders won’t be able to directly provide any form of medical care to patients and are not licensed to do so but they have working knowledge of the entire body anatomy and of the diseases that affects the body. They are also adept in medical terminologies.

The working knowledge of medical billers and coders in medicine is a must. They are interacting with physicians and medical care workers so it’s a requirement that they know how the theories of medicine.

So the best way to become a medical biller and coder if you are interested in becoming one is to have professional training and learn all of the following critical knowledge required from all medical billers and coders:

1. Human anatomy, physiology and diseases

2. Medical language and terminology

3. Health insurance and reimbursement process

4. CPT and ICD-9-CM medical coding databases

These are the subjects that you must learn and master if you want to get into the health care industry by becoming a medical biller and coder. Though it will still take time to study these subjects it won’t be as hard and as expensive as studying for a career directly involved in the clinical side of medical care. Good luck!

What is a Medical Flight, and Why Should You Care?

Typically, a medical flight involves an air evacuation, or air evac service offered for the ill and injured. This important information for you to know because someday it could substantially reduce the time needed to transport you from the scene of an accident to a hospital. Keep reading to learn a little bit about medical flights – you might even learn some things that could help you decide on one in the future.

Generally speaking, the most typical passengers on these flights are individuals who have sustained serious trauma, respiratory failure, brain injuries, or heart complications.You will find that air evac services and other types of medical flight offer 3 levels of care to best treat the individual on board:

  1. Simple life support: This sort of attention is perfect for individuals with somewhat mild medical conditions, possibly needing breathable air or IV supplementing.
  2. Advanced life support: patients in need of this category of treatment require higher amounts of consideration. There may be need for multiplied checking of the issue on a continual schedule together with the means to access intravenous amenities and medicine dispensaries.
  3. Critical care support: a ailing person in need of this kind of specific assistance will need continuous inspection, typical drug maintenance, utilization of highly specialized equipment and various specialized gizmos that help to preserve life in a crisis.

While not every air evac provider maintains the same standard for care, the more responsible companies will share the following principles:

Specifications. Aircraft should be chosen for both cost efficiency and fuel economy. Wide entryways are also essential because they allow for convenient entry/exit from the aircraft.

Training. Medical staff on board will undergo arduous training programs prior to working on the aircraft. Such rigorous standards ensures patients receive only the best care.

Regulations. Compliance with Federal Aviation Administration (FAA) policies for all aircraft flying above 29,000ft. These practices are important because flying at this elevation means a faster journey and comfort and ease to the affected person.

If you or someone you know finds themselves in a situation requiring air ambulance service, having the most basic understanding of medical flights could help you decide on a carrier and know what to look for. Of course, if you’re not sure if you need medical flight services, you can always consult with the company to determine whether using a road ambulance or an air ambulance is needed.

Critical Illness Cover: A Must to Meet Any Medical Exigency

When one is healthy and fit, it is hard to even think of any critical sickness, and if you ask any young man, he would scoff any suggestion of a critical illness cover. But with rising pollution and many new diseases raising their heads again, it is probably in your own interest to brace for any medical emergency. With the cost of medical services spiraling all the time, it has become difficult for common people to avail these services. Treatment cost and the cost of a private room in a hospital has become prohibitive and thus it is prudent to not only take health insurance, but also to get critical sickness cover. The statistics are indeed very disturbing. Every 1 out of 5 people fall critically ill before retirement in the country, and if they take critical sickness cover, at least they will be financially secure as all their medical expenses will be borne by the insuring company.

Prevention is always better than cure, they say, and they are right. But it pays to be prepared for the worst. Even if you assume nothing of this sort is going to happen to any of your family members, paying a small premium for critical sickness cover is a very small price to pay for all the benefits associated with it. Having described so much about critical sickness cover, it becomes clear that you can expect full financial cover in case of any critical sickness.

The reason why critical sickness cover has become popular is that it covers diseases that are quite common and inflicting a large section of the population. It becomes a double blow if a person is suddenly diagnosed as having a particular disease and he not only suffers physically, he is at a financial loss as well, paying all medical bills and bearing the burden of admission in the hospitals.

The critical illness cover not only pays for all your medical expenses, it also pays for your living as you are not expected to work when inflicted by a critical illness. This is mentally very assuring as in the event of being critically ill, the payment received from the insuring company takes care of your family members.